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No. 25-113October Term 2025Petition Pending

Docket 25-113October Term 2025 (2025–2026)

Breanna Renteria, et al., Petitioners v. New Mexico Office of the Superintendent of Insurance, et al.

Two members of a Christian health care sharing ministry challenge New Mexico’s order requiring the ministry to stop operating in the state or comply with the state insurance code.

Case status

Current stage
Petition Pending
Latest event
Petition pending
Decision timing
No decision timeline until the Court agrees to hear the case.
Petition PendingNot granted
ArgumentsNot scheduled
Decision ReleasedNot scheduled
What it's about

Two members of a Christian health care sharing ministry challenge New Mexico’s order requiring the ministry to stop operating in the state or comply with the state insurance code. They argue that applying the insurance code would effectively shut down the ministry and conflicts with federal Affordable Care Act protections for health care sharing ministries and their religious practices.

Question presented

1. Whether, under the Free Exercise Clause of the First Amendment, New Mexico’s state insurance code is neutral and generally applicable under Employment Division v. Smith, 494 U.S. 872 (1990). 2. Whether New Mexico’s application of the state insurance code to petitioners’ health care sharing ministry is preempted by federal law.

Case path

United States Court of Appeals for the Tenth Circuit / Petition pending

Area

First Amendment

Briefing

What it's about

Two members of a Christian health care sharing ministry challenge New Mexico's order that the ministry stop operating in the state or comply with the state insurance code. They say the requirement burdens their religious practices and conflicts with federal Affordable Care Act protections for such ministries.

Argument

The case is pending, and oral argument has not been scheduled. Petitioners argue that New Mexico's insurance code is not neutral or generally applicable toward their religious ministry and is preempted by federal law.

Impact

The case could affect people who use health care sharing ministries instead of health insurance for religious reasons. For example, New Mexico members could face the loss of their ministry's services if it cannot operate without following insurance rules.

What is at stake in Renteria v. New Mexico Office of the Superintendent of Insurance?

The case concerns whether New Mexico can require a Christian health care sharing ministry to comply with insurance rules or stop operating in the state.

Who could be affected by the dispute over the health care sharing ministry?

Members who share health care costs through the ministry could be affected, especially those who avoid insurance that funds treatments they religiously object to.

What happens next in Renteria v. New Mexico Office of the Superintendent of Insurance?

The Court may schedule oral argument or make another scheduling move. No decision timing has been set.

Grounding

Grounding
Primary materials plus reporting.
Note
Best-effort analysis: this explainer relies on a mix of primary materials and trusted secondary sources. Official filings and opinions remain authoritative.
Checked
Sep 3, 2026
Primary materials5
Context reporting3