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Disputed arbitration agreements

Gracie Faye Harris Finley v. Americredit Financial Services

Updated Nov 12, 2026

In brief

Where it stands
Petition Pending

Awaiting an order on the petition

No decision timeline until the Court agrees to hear the case.

What it’s about
In her dispute with AmeriCredit Financial Services (GM Financial) and Gulfport Capital (Champion Chrysler Dodge Jeep Ram), Gracie Faye Harris Finley asks the Supreme Court to review whether a court may require arbitration when she disputes making or authorizing the agreement and challenges the signatures offered as proof of consent.
What's at stake
The petition asks whether a judge must resolve Finley’s challenge to making an arbitration agreement before requiring her to arbitrate.

Summary: written with AI from the case record.

What it's about

She also asks whether a judge must decide if an arbitration agreement was made before sending the dispute to private arbitration.

The petition concerns the Federal Arbitration Act and how a judge should handle a sworn dispute over whether an arbitration agreement was made.

Question presented

1. Whether, when contract formation is the threshold issue and remains specifically disputed, a court may compel arbitration based on a separately titled transaction document treated as undisputed because the challenger did not identify that document by title, or based on subsequent performance, where the challenger disputed formation of an enforceable agreement and the signatures and authorizations relied upon to establish assent. 2. Whether, under 9 U.S.C. § 4, a sworn denial and specific supporting evidence disputing execution, authorization, attribution, and assent require the court to resolve the making of the arbitration agreement before compelling arbitration.

What happens next

The Court must decide whether to take the case. No oral argument or decision date is set.

Documents

1

Docket activity

5
  • New analysis added

    Nov 12, 2026 · Court records

  • AI analysis generated: Case Briefing

    Nov 12, 2026 · Generated

  • Case data updated: summary, question_presented, generation_metadata

    Nov 12, 2026 · Court records

  • Case data updated: question_presented, extraction_metadata

    Nov 12, 2026 · Court records

  • Brief added: Petition

    Oct 2, 2026 · Court records

More questions

1
What does Finley say Section 4 requires?
She argues that a judge must decide whether an arbitration agreement was made when sworn statements and supporting evidence dispute its execution, authorization, or assent.

Sources

Primary materials plus reporting. Best-effort analysis: this explainer relies on a mix of primary materials and trusted secondary sources. Official filings and opinions remain authoritative.

Checked Nov 12, 2026Methodology

Court records and filings

Reporting and analysis